Companies have developed technology for the financial market with the aim of providing resource training and structuring funds for granting credit. By the end of 2021, the expectation is to operate BRL 500 million within the new platform

São Paulo, March 2021 – Sky.One , a startup specializing in the development of technological platforms for modernizing management software, has just announced a joint venture with software , a company that anticipates receivables at competitive market rates in a secure manner , practical and fast for companies that need to balance their cash flow. The partnership between the companies resulted in the development of a drawee risk platform that already transacts almost R$ 100 million. By the end of 2021, the expectation is to operate BRL 500 million within the platform.

According to a survey by Distrito Dataminer, Brazilian fintechs received US$ 500 million in investments in the first two months of 2021. According to Sky.One's Director of Innovation and New Business, Leonardo Costanza, the financial market is Sky.One more and more prominence in the IT industry. “We believe that this movement is motivated by a change in the behavior of individuals and companies. Companies will no longer operate financial services through a banking platform and will start using management software In this way, it is necessary that this software is integrated into all processes, including financial ones”, he explains.

Currently, Sky.One offers Integra.Sky as a service Integra.Sky a platform that manages APIs and optimizes the complexity of integration processes. For Costanza, the solution made it easier to look at financial data, enrich the information and direct it to financial services and products, using technology to generate more efficiency. However, it was necessary to bring in a partner with expertise recognized by the market. “In order to fully enter this industry, we signed a strategic alliance with CreditCorp, which has the ability to understand and coordinate the demands of borrowers and financial investors, in addition to using technology as its main ally to make available offers of credit. credit," he says.

For the CEO of CreditCorp, Luiz F. Castello Branco, the alliance between the companies came about due to the common purpose of integrating partners through systems. “It is a very efficient partnership since the concept, structure and architecture of the platform are scalable.” affirm. In this way, companies have developed technology to complete the financial process, which also involves raising funds and structuring funds for granting credit.

With the creation of the platform, Sky.One and CreditCorp transformed the accounts payable and accounts receivable process into an intelligent process. The technology developed has a supplier portal that facilitates communication between the two ends, sharing important information such as history and upcoming payments, optimizing supplier and anchor store time, in addition to offering the possibility of anticipating the next receivables.

According to Castello Branco, fintechs are increasingly trying to understand company information, based on various systems, in order to be more assertive in offering credit. That is, the more information you have, the more you can see the customer and, consequently, offer cheaper credit. “We offer interesting interest, in a way that is simple for the customer, that he does not have to face bureaucracy. We do it in a very objective and fast way, and through the platform, as we are already inside the partner's ERP. It's almost automatic”, clarifies Castello Branco.

Benefits of the Drawee Risk Platform

According to Costanza, the drawn risk process works through an anchor company, which has excellent credit and "lends" it to its supply chain, with the objective of guaranteeing efficiency in negotiations and extending the term with the supplier, which can receive in advance the money that would only be available at some point in the future. “We created a platform that is a complement to this natural negotiation process between the industry, distributors and retailers and their suppliers. The model traditionally offered by banks is very laborious, making it difficult to extend the offer to the smallest suppliers in the chain. The Sky.One platform automates the end-to-end process and allows the small supplier, who is the one who most needs credit, to benefit from rates that they would not be able to obtain in the traditional financial system”, he explains.   

On the supplier's side, it is possible to carry out all the intelligent management of accounts receivable. The anchor company, on the other hand, manages to negotiate better terms with the supplier. Another important benefit is that the technology reduces negotiation resistance, as it offers very competitive rates. Furthermore, the project has no cost to the anchor company. “Our DNA is tech, but we seek knowledge in the financial market to create products that solve a pain in the negotiation process, services that meet the desires of the financial manager of companies and are in line with the continuous search for efficiency gains. The platform is born integrated with many of our partners, who are management software developers”, concludes Costanza.

About Sky.One

We are a technology company that offers the software market several platforms of services that transform its management systems, from the evolution to the cloud to the expansion of services, creating, more and more, innovative experiences that increase the value of your system and your customer's experience. Founded by Brazilian entrepreneurs in 2014, today, there are more than three thousand customers in Brazil, Latin America, Europe and the United States, including names such as Hirota Supermercados, Philips do Brasil, Fundação Abrinq, among others. In addition to accumulating awards and seals such as: Top Startups Linkedin, GPTW, leadership in three quadrants in the ISG Provider Lens™, innovation awards and Advanced AWS seal.

 

Where the news was published:

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